Home & Real Estate Loans
Your home is where you make memories with those you love the most.
It’s one of the biggest purchases you’ll make in a lifetime. We’re here to help you make the most of your money with competitive closing costs, low down payment programs and expert guidance.
Whether you’ve got your eye on the house around the corner or are new to the area, our mortgage team can guide you through the mortgage loan process with ease.
First Mortgage:
We offer a variety of loan options from which to choose, including 5-year to 30- year-fixed-rate mortgages. With a simple pre-approval process, our mortgage team can help give you peace of mind knowing that when you shop for your home, you can already afford your monthly mortgage payment.
Second Mortgage:
You can use the equity in your home to do things like remodel your kitchen, finance a new car, or consolidate and pay down your debt. Plus, our second mortgage loans have a fixed interest rate, so you know the payments will be the same for the entire term of the loan.
First Mortgages
Effective 8/28/2023
| Terms | Rates | APR* |
|---|---|---|
| 1 Year - 5 Years | 6.125% | 6.203% |
| 5+ Years - 10 Years | 6.125% | 6.167% |
| 10+ Years - 15 Years | 6.500% | 6.531% |
| 20 Years | 6.875% | 6.902% |
| 30 Years | 7.000% | 7.021% |
Second Mortgages
Effective 8/28/2023
| Terms | Rates | APR* |
|---|---|---|
| 1 Year - 5 Years (80% Loan-to-Value) | 6.625% | 6.633% |
| 5+ Years - 10 years (80% Loan-to-Value) | 6.625% | 6.629% |
| 10+ Years - 15 Years (80% Loan-to-Value) | 7.000% | 7.003% |
| - | - | - |
| 1 Year - 5 Years (85% Loan-to-Value) | 7.125% | 7.133% |
| 5+ Years - 10 years (85% Loan-to-Value) | 7.125% | 7.130% |
| 10+ Years - 15 Years (85% Loan-to-Value) | 7.500% | 7.503% |
Rates are subject to change at any time. Rates will be updated on website weekly. Check back often.
* Annual Percentage Rate.
APR based on loan amount of $100,000;0 points; 10 days prepaid interest