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  • Phone: 207-783-2071
  • Routing Number: 211287913

Our Business Checking Accounts are designed to provide you with the flexibility, convenience, and tools you need to manage your finances efficiently. Whether you’re a startup, a growing company, or an established enterprise, our business checking solutions offer features to support your daily operations and long-term goals. Discover the perfect business checking account to suit your needs and take the next step in your financial journey with confidence.

Premium Business Checking

Your checking account is the financial foundation for your business. For a low monthly fee of $5.00, business members can access and take advantage of our products and services, such as FREE Online and Mobile Banking, Bill Pay, Online Statements, Visa® Debit Card, and limitless transactions.

Premium Plus Business Checking

When you own your own business, you always want to get the most “bang for your buck.” For a low monthly cost of $10.00, business members can take advantage of the same products and services as the Premium Business Checking with a FREE daily sweep transfer. At the end of each day, funds will transfer from your Premium Plus Business Checking Account into an interest-bearing Money Market Account, helping you save with convenience and ease.

Items Needed to Open a Business Account

Sole Proprietorship or DBA account with SS# or EIN#

  • Same identification requirements as for an individual account
  • Copy of Federal letter assigning the Tax ID Number (EIN); If you do not have one, your social security number may be used.
  • Identification documents for all Authorized Signers

Limited Liability Company (LLC)

  • Copy of Federal letter assigning the Tax ID number (EIN) or if LLC is owned by a single individual, your social security number may be used.
  • Certificate of Formation (Form MLLC-6) (usually created by an attorney)
  • Operating Agreement
  • Your business status must be listed as active, current or in good standing on the Secretary of State website at www.MAINE.GOV

Partnership

  • Partnership Agreement (usually prepared by an attorney)
  • Copy of Federal letter assigning the Tax ID number (EIN)
  • If limited or Limited Liability Partnership bring Certificate of Partnership (Form MLPA-6)
  • General Partnership bring Certificated of Association filed with city/town.
  • Your business status must be listed as active, current or in good standing on the Secretary of State website at www.MAINE.GOV
  • Identification documents for all Authorized Signers

Organization/Association

  • Copy of Federal letter assigning the Tax ID Number (EIN)
  • Charter, By-Laws, or a recent letter from the sponsoring organization indicating that the club/organization is authorized to open the account. A letter or minutes listing the authorized signer will be required.

Corporation

  • Articles of incorporation
  • Corporate Resolution that identifies officers and authority
  • Copy of Federal letter assigning the Tax ID number (EIN)
  • Your business status must be listed as active, current or in good standing on the Secretary of State website at www.MAINE.GOV
  • Identification documents for all Authorized Signers

Stop in today to open your Business Checking Account.

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Hear what our members have to say!

  • We are longtime members with the credit union. We've always had a great experience with the lending department and all other staff members. They are a great group of people. Very friendly! We will always bank and do our business there.
    Donald G.
  • My husband and I have been using Maine Family FCU for over 20 years.  We have trusted them with all our banking needs in the course of those years and have been very pleased with the customer service we have received.  Over the past several months, we have reached out to different departments and have been given such amazing customer service.  Their service has been so remarkable that we have now started our family’s next generation with all of their banking needs with Maine Family FCU with our continued trust in them!
    Kacey
  • I cannot say enough great things about the staff!!!! Always so helpful, knowable, upbeat and friendly. Kudos to all of you. I appreciate you!!!
    Joyce S.
  • Maine Family Federal Credit Union has been an outstanding financial partner. Their rates are some of the best around, whether you’re looking for a loan, savings account, or mortgage. The staff is always friendly, knowledgeable, and genuinely helpful—they take the time to explain your options and make sure you’re getting the best fit for your needs. It’s refreshing to work with a team that truly cares about their members. Highly recommend!
    Chris H.
  • I have nothing but high praise for the staff at the Auburn branch of MFFCU. For over 17 years I have been a loyal member. Any time I (or my son) have needed assistance from the loan department both you and Sue M. have been extremely helpful and friendly. I look forward to many more years as a member.
    Thomas F.
  • My family has been using this credit union for 3 generations now. Great customer service and just really really helpful staff. Working with them is always a pleasure. They truly want the best for their members. Thank you Maine Family!
    Emily F.
  • My experience with getting a loan was super easy, Danielle made the process smooth and was extremely professional and responsive to correspondence.  I enjoyed the experience so much I sent my girlfriend to Maine Family recently to get an auto loan through Danielle as well. She's a great employee!
    Michael L.
  • Anytime I have questions about my loan, the lending team is there to help me, this is the only bank account I have and I don't see myself leaving anytime soon.
    Tyler G.
  • I've been with Maine Family for a long time, you guys are always there for me and have been a great support while trying to build my credit. You treat me fairly and make me feel comfortable in sharing my story.
    Edward F.
  • The entire team is great and very accommodating. I’ve never had an interaction with a teller that left me feeling uncomfortable or not valued. They really are a great team.
    Gabriel J.