Skip to main content
Online Banking Login
  • Phone: 207-783-2071
  • Routing Number: 211287913

Staying on top of your credit has never been easier!

Credit Score powered by SavvyMoney is available to all Maine Family FCU members through Home Banking and Mobile Banking. Credit Score is a FREE service that helps you understand your credit score by giving you access to your full credit report. Credit Score also provides added credit protection with real-time credit monitoring alerts. Credit Score also offers financial tips and education to help you understand the factors that make up your credit score and ways to improve it.

We've Got You Covered

The benefits are endless. Enroll today!

CREDIT MONITORING

Credit Score also monitors your credit reports daily. It informs you by email if any significant changes are detected, such as a new inquiry, a new account opened, a change in address or employment, or delinquency has been reported. Credit Monitoring helps you detect potential identity theft. 

 

CREDIT SCORE SIMULATOR

The credit score simulator is an interactive tool that allows you to select various actions you may take and see how your score could be affected. Different actions like paying off a credit card balance might improve your score, whereas adding to a credit card balance might decrease your score.

 

FAQs

Is there a fee?

No. It’s entirely free, and no credit card information is required to register.

How often are credit scores updated?

If you regularly access Home Banking or Mobile Banking, your credit score will be updated every 7 days and displayed within Home Banking or Mobile Banking. You can also refresh your credit score and full report every 24 hours by clicking “Refresh Score” and navigating to the detailed Credit Score Dashboard within SavvyMoney.

What if the information provided by Credit Score appears to be inaccurate?

Each credit bureau has its process for correcting inaccurate information, but you can file a dispute by clicking on the “Dispute” link within the SavvyMoney Credit Score credit report.

Will enrolling or accessing Credit Score results in a credit inquiry and potentially lower my credit score?

No. Checking your credit score on SavvyMoney’s Credit Score is a “soft inquiry” that does not affect your credit score.

Will this score be used when I apply for loans with Maine Family FCU?

Currently, Maine Family FCU still uses FICO scores as part of our criteria when making final loan decisions. However, we are in the process of converting to VantageScore, which is the scoring model used within SavvyMoney Credit Score. When that conversion is completed, the score you see in SavvyMoney and the score we use in lending decisions will be the same. Stay tuned for more details!

How do I enroll?

To enroll in Credit Score, log in to Home Banking and click on the “Credit Score” link at the top right of the page.

Get In Touch With Us

Hear what our members have to say!

  • Maine Family Federal Credit Union has been an outstanding financial partner. Their rates are some of the best around, whether you’re looking for a loan, savings account, or mortgage. The staff is always friendly, knowledgeable, and genuinely helpful—they take the time to explain your options and make sure you’re getting the best fit for your needs. It’s refreshing to work with a team that truly cares about their members. Highly recommend!
    Chris H.
  • My husband and I have been using Maine Family FCU for over 20 years.  We have trusted them with all our banking needs in the course of those years and have been very pleased with the customer service we have received.  Over the past several months, we have reached out to different departments and have been given such amazing customer service.  Their service has been so remarkable that we have now started our family’s next generation with all of their banking needs with Maine Family FCU with our continued trust in them!
    Kacey
  • My family has been using this credit union for 3 generations now. Great customer service and just really really helpful staff. Working with them is always a pleasure. They truly want the best for their members. Thank you Maine Family!
    Emily F.
  • I have nothing but high praise for the staff at the Auburn branch of MFFCU. For over 17 years I have been a loyal member. Any time I (or my son) have needed assistance from the loan department both you and Sue M. have been extremely helpful and friendly. I look forward to many more years as a member.
    Thomas F.
  • Anytime I have questions about my loan, the lending team is there to help me, this is the only bank account I have and I don't see myself leaving anytime soon.
    Tyler G.
  • I cannot say enough great things about the staff!!!! Always so helpful, knowable, upbeat and friendly. Kudos to all of you. I appreciate you!!!
    Joyce S.
  • We are longtime members with the credit union. We've always had a great experience with the lending department and all other staff members. They are a great group of people. Very friendly! We will always bank and do our business there.
    Donald G.
  • I've been with Maine Family for a long time, you guys are always there for me and have been a great support while trying to build my credit. You treat me fairly and make me feel comfortable in sharing my story.
    Edward F.
  • My experience with getting a loan was super easy, Danielle made the process smooth and was extremely professional and responsive to correspondence.  I enjoyed the experience so much I sent my girlfriend to Maine Family recently to get an auto loan through Danielle as well. She's a great employee!
    Michael L.
  • The entire team is great and very accommodating. I’ve never had an interaction with a teller that left me feeling uncomfortable or not valued. They really are a great team.
    Gabriel J.