Government Shutdown Assistance Program

Now that the government shutdown has been resolved, we've discontinued the Government Shutdown Assistance Program. If there are any changes that require this program to be reinstated, we will notify our members. Maine Family FCU is always here for you!

Eligible members can apply for a no-interest loan in the same amount as their net pay, up to $6,000.

• Maximum Loan Amount: $6,000
• Interest Rate: 0.00% APR
• Repayment Term: 180 days
• First Payment: Deferred for 90 days

If the government shutdown exceeds 30 days, members may qualify for up to two additional loans, with a total loan amount (for all three loans) not to exceed $6,000.

Program Guidelines and Requirements

• Loan amounts are based on the net income shown on the most recent pay stub or direct deposit.
• Disbursements are limited to no more than 15 days of net monthly income per loan.
• Members must be in good standing, with no current delinquencies on existing accounts.

PLEASE NOTE: When applying for the Government Shutdown Assistance Loan Program using our online application, select "Personal Application" from the loan type dropdown menu.