Government Shutdown Assistance Program

We understand that the government shutdown may cause financial uncertainty for some of our members. Maine Family Federal Credit Union is offering a Government Shutdown Assistance Loan Program to help affected members bridge the gap until pay resumes.

Apply for a no-interest loan

Eligible members can apply for a no-interest loan in the same amount as their net pay, up to $6,000.

• Maximum Loan Amount: $6,000
• Interest Rate: 0.00% APR
• Repayment Term: 180 days
• First Payment: Deferred for 90 days

If the government shutdown exceeds 30 days, members may qualify for up to two additional loans, with a total loan amount (for all three loans) not to exceed $6,000.

Program Guidelines and Requirements

• Loan amounts are based on the net income shown on the most recent pay stub or direct deposit.
• Disbursements are limited to no more than 15 days of net monthly income per loan.
• Members must be in good standing, with no current delinquencies on existing accounts.

PLEASE NOTE: When applying for the Government Shutdown Assistance Loan Program using our online application, select "Personal Application" from the loan type dropdown menu.