Compare prices before you fill up
Gas prices can vary significantly between stations, even within the same neighborhood. Apps like GasBuddy allow users to check current prices nearby and identify the lowest-cost options before heading to the pump. The app also offers a points program for reporting prices, which can provide chances to earn free gas.
Understand how payment method affects cost
Many gas stations offer a per-gallon discount for using a debit card. However, some rewards credit cards offer cash back on gas purchases, which may exceed the value of a flat per-gallon discount.
For example, if a credit card offers 3% cash back on gas, and gas costs about $3.34 per gallon, the cash back you earn may be worth more than a $0.10‑per‑gallon debit discount.
It is important to review card terms carefully. Some cards cap the amount of cash back earned on gas each month. In addition, carrying a balance and paying interest can quickly erase any reward savings.
Look for opportunities to stack discounts
Some programs allow multiple savings strategies to be used together. For instance, Walmart+ members receive $0.10 off per gallon at Walmart gas stations and many participating Mobil locations. Because the discount applies even when using a credit card, drivers may be able to combine the per‑gallon discount with credit card cash-back rewards.
Take advantage of promotional fuel events
Gas stations occasionally run limited‑time promotions. Circle K, for example, typically offers a monthly customer appreciation event—often the last Thursday of the month from 2–5 pm—where customers can save up to $0.40 per gallon. At locations that also offer debit discounts, additional savings may apply.
Enroll in free fuel loyalty programs
Most major gas brands offer no‑cost loyalty programs that provide ongoing discounts or rewards. These include:
Additional savings may be available through memberships such as AARP, which offers Mobil discounts. Warehouse clubs can also offer lower gas prices. For example, BJ's Gas in Auburn often has competitive pricing, though membership is required, and wait times may be longer during peak hours.
Consider longer-term transportation costs
For some drivers, vehicles with higher fuel efficiency—or electric vehicles—may offer long‑term savings when compared with traditional gas-powered cars. Evaluating total transportation costs, including fuel, maintenance, and financing, can help determine what option best fits your budget.
If you are exploring vehicle financing options now or in the future, we are always available to help you review your options and make informed decisions.
