Share Accounts

When you join Maine Family FCU, you make an initial deposit of $25—your “share” in the credit union—and open a Share Savings account.

And that $25 is all you need to begin earning dividends on your Share Savings account. No matter where your finances stand today, you will see your savings start to grow, and you’ll begin a healthy lifetime habit of saving.


Benefits Include:

  • Voting rights within the credit union—you have an ownership stake in your financial institution!
  • Dividends earned on your entire balance over $25
  • Great for use as overdraft protection for your checking account
  • You can even open a second Share Savings or a Club account for a special savings goal, such as a down payment for your next vehicle, a family emergency fund, or a well-deserved vacation.


Share Savings Rates

Effective 06/01/2023

Account TypeDividend RateAnnual Percentage YieldMinimum Opening Deposit*
Insured Shares0.00%0.00%$25

*Minimum Opening balance / Minimum required balance to earn APY
Rates subject to change after account opening at any time without notice.