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Privacy Policy
FACTS
What does Maine Family FCU do with your personal information?
Why?
Financial companies choose how they share your information. Federal law gives members the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the products or services you have with us. This information can include:
• Social Security number and income
• Account balances and payment history
• Credit history and credit score
For mobile banking, we may also collect the following pieces of data:
• Camera access
• Contact access
• Location access
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Maine Family Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Maine Family FCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes- to offer products and services to you. | Yes | Yes |
| For joint marketing with other financial companies. | No | We do not share. |
| For our affiliates' everyday business purposes- information about your transactions and experiences. | No | We do not share. |
| For our affiliates' everyday business purposes- information about your credit worthiness. | No | We do not share. |
| For non-affiliates to market to you. | No | We do not share. |
Call 207 783-2071 for any questions, or to obtain a copy of this policy . One will be sent to you free of charge.
To limit sharing please email: info@mainefamilyfcu.com
How does Maine Family Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to nonpublic personal information about you to persons who need to know that personal information to provide products or services to you.
How does Maine Family Federal Credit Union collect my personal information?
We collect your personal information, for example, when you:
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes— information about your creditworthiness.
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.