Shared Branching
Stay One Step Ahead of Fraud with IDCheck
With account takeover fraud on the rise, we’ve added new ID-proofing security when accessing your account in person at [our location and/or our Shared Branch locations]. This new fraud prevention measure enables us to ensure it’s you trying to access your account, not an impostor.
If you bank at one of our Shared Branch locations, a teller can now identify and authenticate members with out-of-state IDs in the branch through a QR code and one-time passcode multi-factor authentication verification. This additional layer of authentication will be used for loan payments, cashier’s checks, deposits, withdrawals, transfers and account inquiries.
Who Needs IDCheck?
- Visiting a Shared Branch in another state? If you’re a member of a Credit Union participating in Shared Branching, follow the steps below to set up your IDCheck.
- Maine Family Federal Credit Union Members Using Shared Branching? If you plan to visit another Credit Union within the Shared Branching network, set up IDCheck to ensure a hassle-free experience when conducting your transactions.
How it Works
- Scan the QR code located in the branch or visit coop.org.
- Select your credit union’s name from a drop-down list.
- Enter your member number and the last four digits of your Social Security number.
- Upload a photo of your ID.
- Take a selfie.
Tip: Save your validation for an even quicker experience next time!
- Show your one-time passcode to the teller (passcode is valid for 20 minutes).