Savvy Money Credit Score
Introducing Your Credit Score.
STAYING ON TOP OF YOUR CREDIT HAS NEVER BEEN EASIER
With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education.
You can do this ANYTIME and ANYWHERE and for FREE.
BENEFITS OF CREDIT SCORE:
- Daily Access to your Credit Score
- Real-Time Credit Monitoring Alerts
- Credit Score Simulator
- Personalized Credit Report
- Special Credit Offers
- And More!
The benefits are endless, so there is no need to wait.
YOUR CREDIT SCORE. DAILY. AND SECURE.
Access your credit score and report in our mobile app and online banking.
INFO & FAQ
Credit Score powered by SavvyMoney is available to our members through online and mobile banking. It is a free service to help our members understand their credit score by giving them access to their full credit report. The solution also provides an added level of credit protection by providing real-time credit monitoring alerts. The credit score solution also has financial tips and education to help users understand the factors that make up their credit score and ways to improve it.
Credit Score also monitors our user’s credit reports daily. It informs them by email if any significant changes are detected, such as a new inquiry, a new account opened, a change in address or employment, or delinquency has been reported. Credit Monitoring helps users keep an eye out for identity theft.
CREDIT SCORE SIMULATOR
A score simulator is an interactive tool that allows users to select various actions they may take and see how their score could be affected. Different actions like paying off a credit card balance might make their score move up or down. Just like checking their credit score through Credit Score, using the simulator will not affect the user’s actual credit score.
Is there a fee?
No. It’s entirely Free, and no credit card information is required to register.
How often does their credit score get updated?
If the user regularly accesses digital banking, their credit score will be updated every 7-days and displayed within their digital banking. They can also refresh their credit score and full report every 24 hours by clicking “Refresh Score” and navigating to the detailed Credit Score Dashboard within digital banking.
What if the information provided by Credit Score appears to be inaccurate?
Each credit bureau has its process for correcting inaccurate information, but every user can “File a Dispute” by clicking on the “Dispute” link within the Credit Score credit report.
Will enrolling or accessing Credit Score ‘ping’ a customer’s credit and potentially lower their credit score?
No. Checking credit score on Credit Score is a “soft inquiry” which does not affect their credit score.
Will this score be used when they apply for loans with us?
No, our financial institution uses our lending criteria when making final loan decisions and has no access to SavvyMoney Credit Score. However, SavvyMoney Analytics can see what offers users view and engage with.
How do customers enroll?