Save to Retire

A peaceful retirement scene with a beach chair under an umbrella with a savings graph subtly in the background.The Sooner You Start, the Easier It Gets

It’s never too early—or too late—to start saving for retirement. Even if it feels far away, consistency is the key to building a comfortable retirement.

Take advantage of retirement accounts like a 401(k) or Individual Retirement Accounts (IRAs). If your employer offers a match, contribute at least enough to get the full amount—it’s basically free money! If you’re self-employed or don’t have a workplace plan, look into IRAs and other investment options.

Thanks to compound interest, the earlier you start, the more your money grows. But even small contributions can make a big impact down the road.

Don’t let uncertainty or being overwhelmed keep you from taking action. Start with what you can, increase when you can, and keep your future self in mind.

Saving for retirement is a long game; every dollar gets you closer to financial freedom.