Build your emergency savings with Change is Good!

Don’t let unexpected expenses catch you off guard! With Change is Good!, use your debit card for everyday purchases and we’ll automatically round up each transaction to the nearest dollar, saving the spare change for you in a dedicated savings account. But here’s the best part: you earn 7.00% APY* on the first $500 saved, helping you reach your emergency fund goal faster.

*Annual Percentage Yield.

Graduated stacks of coins beside a glass jar full of coins with a plant sprouting from the top. Picture depicts a growing savings account.

Change is Good! Rates

Account TypeDividend RateAPY*Min. Opening Deposit**
< $5006.785%
7.00%$0
$500+0.05%
6.78%-0.05%$0

*Annual Percentage Yield
**Minimum Opening balance / Minimum required balance to earn APY
Rates subject to change after account opening at any time without notice.