Lifestyle Line of Credit""

The Maine Family Lifestyle Line of Credit is an unsecured revolving line of credit, which allows members to draw funds from an approved line.  Members use funds as needed and only make payments based on the current balances.  Funds may be accessed by share draft, home banking or in person at the credit union.  

  • Weddings
  • Medical expenses
  • Fertility treatments
  • Adoption
  • Veterinary care
  • Vacations
  • Home improvements
  • Cosmetic Surgery
  • Braces or Orthodontic work
  • and anything else...

Approval based on credit score.  Member Eligibility required.

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Lifestyle Line of Credit

Credit Tier Rate
Tier I 8.50%
Tier II & III 8.50%
 Effective 12/20/2018

Rate based on Wall Street Prime 5.50% + 3.00% = 8.50%. WSP as of 12/20/2018 is 5.25%. 
The Periodic Rate is 0.02329%


Credit Tiers

Effective 03/30/2018
Rates subject to change daily. Rates are subject to credit score.
Percentages are listed as APR - Annual Percentage Rate.

Credit Score                Tier               
680+ Tier I
640-679 Tier II
600-639 Tier III
550-599 Tier IV
549 or less Tier V


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Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

About Us

  • Address: 555 Sabattus St., Lewiston, ME 04240
  • Branch Locations
  • Phone: 207-783-2071
  • Routing #: 211287913

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