Recreational Vehicle Loans
Grown up toys are fun but can get expensive. We’re happy to help you find a payment that’s right for you.
Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan.
We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.
Recreational Vehicle Rates
Non-Titled Motorcycles, Snowmobiles, Jet Skis, Utility Trailers
Effective 03/06/23
| Year | Maximum Term | Annual Percentage Rate† | Payment Per $1,000 |
|---|---|---|---|
| 2021-2023 | 72 Months | As Low as 6.00% | $16.57 |
| 2019-2020 | 60 Months | As Low as 5.50% | $19.10 |
| 2017-2018 | 48 Months | As Low as 5.25% | $23.14 |
| 2015-2016 | 36 Months | As Low as 5.00% | $29.97 |
| 2012-2014 | 24 Months | As Low as 5.00% | $43.87 |
| 2010-2011* | 24 Months | As Low as 8.00% | $45.23 |
Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate not to exceed 3.00%
Motor Homes, Campers and Boats
Effective 03/06/23
| Year | Maximum Term | Annual Percentage Rate† | Payment Per $1,000 |
|---|---|---|---|
| 2022-2023* | 180 Months | As Low as 7.00% | $8.71 |
| 2022-2023** | 144 Months | As Low as 6.50% | $10.02 |
| 2020-2023*** | 120 Months | As Low as 6.25% | $11.23 |
| 2018-2019 | 84 Months | As Low as 5.75% | $14.49 |
| 2016-2017 | 72 Months | As Low as 5.50% | $16.34 |
| 2014-2015 | 60 Months | As Low as 5.00% | $18.87 |
| 2012-2013 | 48 Months | As Low as 4.75% | $22.92 |
| 2010-2011 | 36 Months | As Low as 4.50% | $29.75 |
| 2010-2011 | Up to 36 Months | As Low as 7.50% | $31.11 |
*Minimum Loan Amount $35,000 Tier I & II Only
**Minimum Loan Amount $30,000 Tier I & II Only)
***Minimum Loan Amount $25,000 Tier I & II Only)
The maximum loan amount for boats is $50,000. Maximum term is 120 months.
The maximum loan amount for Motor Homes and campers is $75,000. Maximum term is 180 months.
Tractors (Personal use only)
Effective 03/06/23
| Loan Amount | Maximum Term | Annual Percentage Rate† | Payment Per $1,000 |
|---|---|---|---|
| $20,000 to $49,999 | 72 Months | 6.00% | $16.57 |
| $10,000 to $19,999 | 60 Months | 5.50% | $19.10 |
| $6,000 to $9,999 | 48 Months | 5.25% | $23.14 |
| $3,000 to $5,999 | 36 Months | 5.00% | $29.97 |
| $500 to $2,999 | 24 Months | 5.00% | $43.87 |