Recreational Vehicle Loans
Grown up toys are fun but can get expensive. We’re happy to help you find a payment that’s right for you.
Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan.
We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.
Recreational Vehicle Rates
Non-Titled Motorcycles, Snowmobiles, Jet Skis, Utility Trailers
Effective 10/03/2022
| Year | Maximum Term | Annual Percentage Rate† | Payment Per $1,000 |
|---|---|---|---|
| 2020 & Newer | 72 Months | As Low as 5.00% | $16.10 |
| 2018-2019 | 60 Months | As Low as 4.50% | $18.64 |
| 2016-2017 | 48 Months | As Low as 4.25% | $22.69 |
| 2014-2015 | 36 Months | As Low as 4.00% | $29.52 |
| 2011-2013 | 24 Months | As Low as 4.00% | $43.42 |
| 2009-2010* | 24 Months | As Low as 7.00% | $44.77 |
Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate not to exceed 3.00%
Motor Homes, Campers and Boats
Effective 10/03/2022
| Year | Maximum Term | Annual Percentage Rate† | Payment Per $1,000 |
|---|---|---|---|
| 2021 & Newer* | 180 Months | As Low as 6.50% | $8.71 |
| 2021 & Newer** | 144 Months | As Low as 6.00% | $9.76 |
| 2019 & Newer*** | 120 Months | As Low as 5.75% | $10.98 |
| 2017-2018 | 84 Months | As Low as 5.25% | $14.25 |
| 2015-2016 | 72 Months | As Low as 5.00% | $16.10 |
| 2013-2014 | 60 Months | As Low as 4.50% | $18.64 |
| 2011-2012 | 48 Months | As Low as 4.25% | $22.69 |
| 2011-2010 | 36 Months | As Low as 4.00% | $29.52 |
| 2009-2010 | Up to 36 Months | As Low as 7.00% | $30.88 |
*Minimum Loan Amount $35,000 Tier I & II Only
**Minimum Loan Amount $30,000 Tier I & II Only)
***Minimum Loan Amount $25,000 Tier I & II Only)
The maximum loan amount for boats is $50,000. Maximum term is 120 months.
The maximum loan amount for Motor Homes and campers is $75,000. Maximum term is 180 months.
Tractors (Personal use only)
Effective 10/03/2022
| Loan Amount | Maximum Term | Annual Percentage Rate† | Payment Per $1,000 |
|---|---|---|---|
| $20,000 to $49,999 | 72 Months | 5.00% | $16.10 |
| $10,000 to $19,999 | 60 Months | 4.50% | $18.64 |
| $6,000 to $9,999 | 48 Months | 4.25% | $22.69 |
| $3,000 to $5,999 | 36 Months | 4.00% | $29.52 |
| $500 to $2,999 | 24 Months | 4.00% | $43.42 |