Recreational Vehicle Loans

Grown up toys are fun but can get expensive. We’re happy to help you find a payment that’s right for you.


Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan.

We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.

Recreational Vehicle Rates

Non-Titled Motorcycles, Snowmobiles, Jet Skis, Utility Trailers 

Effective 03/06/23

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2021-202372 MonthsAs Low as 6.00%$16.57
2019-202060 MonthsAs Low as 5.50%$19.10
2017-201848 MonthsAs Low as 5.25%$23.14
2015-201636 MonthsAs Low as 5.00%$29.97
2012-201424 MonthsAs Low as 5.00%$43.87
2010-2011*24 MonthsAs Low as 8.00%$45.23

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate not to exceed 3.00%

Motor Homes, Campers and Boats

Effective 03/06/23

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2022-2023*180 MonthsAs Low as 7.00%$8.71
2022-2023**144 MonthsAs Low as 6.50%$10.02
2020-2023***120 MonthsAs Low as 6.25%$11.23
2018-201984 MonthsAs Low as 5.75%$14.49
2016-201772 MonthsAs Low as 5.50%$16.34
2014-201560 MonthsAs Low as 5.00%$18.87
2012-201348 MonthsAs Low as 4.75%$22.92
2010-201136 MonthsAs Low as 4.50%$29.75
2010-2011Up to 36 MonthsAs Low as 7.50%$31.11

*Minimum Loan Amount $35,000 Tier I & II Only
**Minimum Loan Amount $30,000 Tier I & II Only)
***Minimum Loan Amount $25,000 Tier I & II Only)
The maximum loan amount for boats is $50,000.  Maximum term is 120 months.
The maximum loan amount for Motor Homes and campers is $75,000.  Maximum term is 180 months.

Tractors (Personal use only)

Effective 03/06/23

Loan AmountMaximum TermAnnual Percentage Rate†Payment Per $1,000
$20,000 to $49,99972 Months6.00%$16.57
$10,000 to $19,99960 Months5.50%$19.10
$6,000 to $9,99948 Months5.25%$23.14
$3,000 to $5,99936 Months5.00%$29.97
$500 to $2,99924 Months5.00%$43.87