Auto Loans
You might find yourself saying Maine Family Federal Credit Union makes it too easy to get a vehicle loan
Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan. We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.
Auto & Titled Motorcycle Rates
Effective 04/01/2022
| Year | Maximum Term | Annual Percentage Rate† | Payment Per $1,000 |
|---|---|---|---|
| 2021 & Newer* | 84 Months | As Low as 4.25% | $13.78 |
| 2020 & Newer** | 72 Months | As Low as 3.75% | $15.53 |
| 2019 & Newer | 72 Months | As Low as 3.75% | $15.53 |
| 2016-2018 | 60 Months | As Low as 3.25% | 18.08 |
| 2013-2015 | 48 Months | As Low as 3.00% | $22.13 |
| 2010-2012 | 36 Months | As Low as 2.75% | $28.97 |
| 2007-2009*** | 24 Months | As Low as 5.75% | $44.21 |
*Minimum Loan Amt. $25,000 (Tier I,II & III only)
**Term extension available only if Average or Low miles. Minimum loan amount $25,000. (Tier I,II,III only) Commercial Vehicles do not qualify for term extensions beyond 72 months.
***Add 1.00% for high mileage.
†Annual Percentage Rate based on a credit score of 680 or higher.
Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate. Term extension beyond 72 months for model year 2019 is not available.