Auto Loans

You might find yourself saying Maine Family Federal Credit Union makes it too easy to get a vehicle loan


Whether you need to get pre-approved before you shop or looking to save some money and refinance your current vehicle, we’ve got you covered. Maine Family Federal Credit Union offers a personalized lending program with great rates and flexible terms. So visit either our Lewiston or Auburn Location or apply online– and finance your next vehicle with a Maine Family FCU auto loan. We have great rates on new and used vehicles and offer a wide range of financing options including terms up to 84 months.

Auto & Titled Motorcycle Rates

Effective 10/03/2022

YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2021 & Newer*84 MonthsAs Low as 5.25%$14.25
2020 & Newer**72 MonthsAs Low as 5.00%$16.10
2019 & Newer72 MonthsAs Low as 5.00%$16.10
2016-201860 MonthsAs Low as 4.50%$18.64
2013-201548 MonthsAs Low as 4.25`%$22.69
2010-201236 MonthsAs Low as 4.00%$29.52
2007-2009***24 MonthsAs Low as 7.00%$44.77

*Minimum Loan Amt. $25,000 (Tier I,II & III only)
**Term extension available only if Average or Low miles. Minimum loan amount $25,000. (Tier I,II,III only) Commercial Vehicles do not qualify for term extensions beyond 72 months.
***Add 1.00% for high mileage.
†Annual Percentage Rate based on a credit score of 680 or higher.

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate. Term extension beyond 72 months for model year 2019 is not available.