Auto & Vehicle Loans

Financing your new or used vehicle with Maine Family FCU ensures a seamless and member-focused experience. Our competitive auto loan rates and flexible terms cater to your unique financial needs, making the dream of owning a car a reality. Trust us to be your financial partner on the road, offering reliable and personalized auto financing solutions.

Auto & Titled Motorcycle Rates

Effective 7/31/23

Maximum TermRates As Low As†Payment Per $1,000
7 Years*6.75% APR*$14.97
6 Years**6.50% APR*$16.81
5 Years6.00% APR*$19.33
4 Years5.75% APR*$23.37
3 Years5.50% APR*$30.20
2 Years5.50% APR*$44.10

*Minimum Loan Amt. $25,000 (Tier I, II & III only)
**Term extension available only if Average or Low miles. Minimum loan amount $25,000. (Tier I,II, III only) Commercial Vehicles do not qualify for term extensions beyond 72 months. Term extension beyond 72 months for model year 2020 is not available.

†Annual Percentage Rate based on a credit score of 680 or higher.

Disclosures: Add 1.00% for high mileage. Rate may vary depending on an individual’s credit history and is subject to underwriting factors and credit approval. New/used model rates apply to 2009-current model years. Rates may vary depending on the age of the vehicle. Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate.

Save Yourself Time

Maine Family FCU is part of a network of lenders that offers the convenience of financing your new vehicle directly at your local dealership. You can secure pre-approval with us in advance to save time and have the flexibility to finance on weekends and holidays, even when our offices are closed. This network encompasses numerous dealers in the Lewiston-Auburn area and throughout Maine.

When buying a new vehicle from any of the preferred dealerships listed below, save yourself time by securing pre-approval at Maine Family FCU beforehand. Inform the dealer of your intention to finance through Maine Family FCU when finalizing your purchase agreement.

Authorized Maine Dealerships

Ask Us About CARFAX and gap Insurance

Our members receive a free CARFAX when purchasing a vehicle. Ask your lender for details.

What is gap insurance?