Vehicle Loans

Auto & Titled Motorcycle Rates

Whether you’re getting a used car or a new one, we’re here to help you at every step of the way.

 

Effective 5/30/23

Model YearMaximum TermAnnual Percentage Rate†Payment Per $1,000
2022-2023*84 MonthsAs Low as 6.50%$14.85
2021-2023**72 MonthsAs Low as 6.25%$16.69
2020-202372 MonthsAs Low as 6.25%$16.69
2017-201960 MonthsAs Low as 5.75%$19.22
2014-201648 MonthsAs Low as 5.50%$23.26
2011-201336 MonthsAs Low as 5.25%$30.08
2008-2010***24 MonthsAs Low as 8.25%$45.34

*Minimum Loan Amt. $25,000 (Tier I,II & III only)
**Term extension available only if Average or Low miles. Minimum loan amount $25,000. (Tier I,II,III only) Commercial Vehicles do not qualify for term extensions beyond 72 months.

***Term extension beyond 72 months for model year 2020 not available.
***Add 1.00% for high mileage.
†Annual Percentage Rate based on a credit score of 680 or higher.

Term extensions may be considered with a .50% loan rate increase for every 6 months added to the original term rate. Term extension beyond 72 months for model year 2019 is not available.

 

 

 

*Disclosures:

Includes refinances from other institutions and new auto and titled motorcycle loans; excludes internal refinances. Qualifying loan amount required for Visa® gift card, not the total value of the vehicle. *Optional extended 90-day deferment; Interest accrual begins immediately. Amount that you receive will be in the form of a Visa® Gift Card, no exceptions. Visa® Gift Card to be mailed to member upon loan completion. Terms and conditions apply. Membership required, must also still qualify for loan. Promotion subject to end at any time.