APR Explained: Why A Lower Rate Is Your Highest Priority

  • By James Moreau
  • 8 January, 2015
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The most annoying part of credit card debt is the monthly statement. It’s a dense plate of word salad served with a heaping dose of guilt dressing. The only part … Continue Reading →


Build a healthy financial future when getting married

  • By James Moreau
  • 1 December, 2014
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To build a healthy financial future together, both you and your spouse must be willing to endure the test of time and overcome challenges with complete faith and conviction toward … Continue Reading →


7 Ways To Stop Worrying And Love Your Mortgage

  • By James Moreau
  • 28 October, 2014
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Every corner of the personal finance world seems to hammer home the same point: Debt is the wealth killer. Debt is the single greatest threat to your retirement planning, college … Continue Reading →


New Credit Score Rules: What You Need To Know

  • By James Moreau
  • 12 August, 2014
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Credit scores are a serious source of worry for most folks. You already know they can affect the interest rates you are approved for on your loans, your car insurance … Continue Reading →


FICO’s 5 factors: The components of a FICO credit score

  • By James Moreau
  • 14 March, 2014
  • Comments Off on FICO’s 5 factors: The components of a FICO credit score

Payment history and debt total are important, but not the score’s only parts In the land of credit scores, FICO is king. The bulk of banks in the United States … Continue Reading →